If your Credit Bureau has no negative entries, a normal loan is usually the cheapest option. But what if negative characteristics are stored about you? At many large banks, the credit check ends with a rejection at this point. If you still want to take out a loan, all you have to do is take a Credit Bureau-free loan
Loans with or without Credit Bureau information
Credit Bureau-free loans are, however, only available to a limited extent, and there are usually higher interest rates. A free credit inquiry from Fine Bank brings you a good deal closer to the solution to your problem. The experts will check all credit options with and without Credit Bureau in parallel to find the best option for you in the end.
Fine Bank can point to more than 40 years of experience and is optimally networked in the financial scene. The brokers maintain excellent contacts, especially with the smaller banks in the second row. The lenders are located in Germany and abroad. Negative features at Credit Bureau are often not a problem for partner banks, so that a loan can be paid out despite a “bad Credit Bureau”.
This is how Fine Bank finds your desired loan
Fine Bank always tries to go this route first. The goal is to find the best loan for each borrower. Since regular loans are almost always cheaper than loans without Credit Bureau, they have top priority. The Credit Bureau-free variant only comes into play when it becomes clear that no loan can be realized in this way. Fine Bank takes care of this automatically, without the prospect having to make a new application again.
The advantages for borrowers are obvious: You do not have to apply to various lenders for loans with and without Credit Bureau. Instead, a free inquiry at Fine Bank is sufficient. If a regular loan is feasible, the experts will present an appropriate solution. If it is not possible to obtain a normal loan, they will help you to take out a loan without Credit Bureau.